The influence of microfinance lending on economic growth in Zimbabwe
- Authors: Matema, Travy
- Date: 2018
- Subjects: Microfinance -- Zimbabwe , Economic development -- Zimbabwe Zimbabwe -- Economic conditions
- Language: English
- Type: Thesis , Masters , MPhil
- Identifier: http://hdl.handle.net/10948/31819 , vital:31848
- Description: Given the importance of the potential of microfinance lending as a means of addressing poverty alleviation and fostering economic growth especially in developing countries, this study evaluates the influence of MFI lending on economic growth in Zimbabwe. Hence this study will provide empirical evidence as to whether MFI lending has an influence on economic growth in Zimbabwe. The study employed the Auto Regressive Distributed Lag (ARDL) Model using quarterly data from 2000- 2016. The stationary tests revealed that the dependent variable was I(1) and the independent variables had mixed stationarity properties l(0) and l(1). The ARDL Bounds Co-integration test showed that there is co-integration between microfinance and economic growth. The findings of the Error Correction Model indicated that microfinance positively influences economic growth. Furthermore, by investing in microfinance lending the economy will be positively influenced within a year’s time. This study provides justification for the pursual of capitalising on microfinance lending as well as for Developmental Institutions and the Reserve Bank of Zimbabwe to prioritise funding for microfinance lending.
- Full Text:
- Date Issued: 2018
- Authors: Matema, Travy
- Date: 2018
- Subjects: Microfinance -- Zimbabwe , Economic development -- Zimbabwe Zimbabwe -- Economic conditions
- Language: English
- Type: Thesis , Masters , MPhil
- Identifier: http://hdl.handle.net/10948/31819 , vital:31848
- Description: Given the importance of the potential of microfinance lending as a means of addressing poverty alleviation and fostering economic growth especially in developing countries, this study evaluates the influence of MFI lending on economic growth in Zimbabwe. Hence this study will provide empirical evidence as to whether MFI lending has an influence on economic growth in Zimbabwe. The study employed the Auto Regressive Distributed Lag (ARDL) Model using quarterly data from 2000- 2016. The stationary tests revealed that the dependent variable was I(1) and the independent variables had mixed stationarity properties l(0) and l(1). The ARDL Bounds Co-integration test showed that there is co-integration between microfinance and economic growth. The findings of the Error Correction Model indicated that microfinance positively influences economic growth. Furthermore, by investing in microfinance lending the economy will be positively influenced within a year’s time. This study provides justification for the pursual of capitalising on microfinance lending as well as for Developmental Institutions and the Reserve Bank of Zimbabwe to prioritise funding for microfinance lending.
- Full Text:
- Date Issued: 2018
What challenges are being faced by women entrepreneurs in accessing micro finance services in Zimbabwe
- Authors: Mushanguri, Mejury
- Date: 2011
- Subjects: Self-employed women -- Zimbabwe , Women-owned business enterprises -- Finance -- Zimbabwe , Financial services industry -- Zimbabwe , Entrepreneurship -- Zimbabwe , Microfinance -- Zimbabwe
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9094 , http://hdl.handle.net/10948/d1011765 , Self-employed women -- Zimbabwe , Women-owned business enterprises -- Finance -- Zimbabwe , Financial services industry -- Zimbabwe , Entrepreneurship -- Zimbabwe , Microfinance -- Zimbabwe
- Description: The research seeks to explore why women in Zimbabwe still face hindrances in accessing micro finance services and what can be done to meet their needs in a more holistic and effective way. Women play a crucial role in the economic development of their families and communities but are faced with certain obstacles that hinder them from performing their role effectively. Such hindrances as poverty, unemployment, low household income and societal discrimination. UNIFEM (1992) confirms that the majority of the world‟s poor have a predominantly female face and argues that women earn only 10 percent of world‟s income and own less than 10 percent of the world‟s property. African women have been characterised by the lack of empowerment caused by societal perceptions and negative cultural practice. In many cases of women rights violation it has been noted that this has been exacerbated by the over reliance on the male counterpart. Development practitioners have noted that micro finance as one of the strategies needed for women empowerment. Despite the concept having been practiced for at least 15 years now, women still face challenges in accessing micro finance services. There is need for Micro Finance Institutions to recognise the position of women in relation to men as actors in society.
- Full Text:
- Date Issued: 2011
- Authors: Mushanguri, Mejury
- Date: 2011
- Subjects: Self-employed women -- Zimbabwe , Women-owned business enterprises -- Finance -- Zimbabwe , Financial services industry -- Zimbabwe , Entrepreneurship -- Zimbabwe , Microfinance -- Zimbabwe
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9094 , http://hdl.handle.net/10948/d1011765 , Self-employed women -- Zimbabwe , Women-owned business enterprises -- Finance -- Zimbabwe , Financial services industry -- Zimbabwe , Entrepreneurship -- Zimbabwe , Microfinance -- Zimbabwe
- Description: The research seeks to explore why women in Zimbabwe still face hindrances in accessing micro finance services and what can be done to meet their needs in a more holistic and effective way. Women play a crucial role in the economic development of their families and communities but are faced with certain obstacles that hinder them from performing their role effectively. Such hindrances as poverty, unemployment, low household income and societal discrimination. UNIFEM (1992) confirms that the majority of the world‟s poor have a predominantly female face and argues that women earn only 10 percent of world‟s income and own less than 10 percent of the world‟s property. African women have been characterised by the lack of empowerment caused by societal perceptions and negative cultural practice. In many cases of women rights violation it has been noted that this has been exacerbated by the over reliance on the male counterpart. Development practitioners have noted that micro finance as one of the strategies needed for women empowerment. Despite the concept having been practiced for at least 15 years now, women still face challenges in accessing micro finance services. There is need for Micro Finance Institutions to recognise the position of women in relation to men as actors in society.
- Full Text:
- Date Issued: 2011
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